Self-Employed Versus Paid-Employed: What are the Different Preferences for Microfinance? Experimental Evidence From Rural China

Self-Employed Versus Paid-Employed: What are the Different Preferences for Microfinance? Experimental Evidence From Rural China

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Microfinance has gained significant importance in supporting the livelihoods of individuals in developing economies.This paper examines the influence of self-employment on preferences for microfinance, based on the hypothesis that self-employment choices and participation Assessment of a metabarcoding approach for the characterisation of vector-borne bacteria in canines from Bangkok, Thailand in microfinance share the same decision-making ability.The analysis utilizes data from a recent survey conducted in rural China, employing a generalized multinomial logit model (GMNL) to account for both preference heterogeneity and scale Administrating the Development of Tourism and Hospitality Industries During the COVID-19 Pandemic heterogeneity.This model allows us to investigate the choice probabilities and the impact of different types of self-employment on preferences for microfinance attributes.

The empirical findings indicate that engaging in self-employment contributes to a sense of reassurance regarding preferences for microfinance among rural respondents.Specifically, non-agricultural self-employment has a positive effect on this preference, whereas agricultural self-employment has a negative effect.